Breach · Ransomware · Privacy
Cyber liability insurance for GTA businesses
Any business with email, a website or customer data has cyber exposure. Cyber insurance helps you respond to a breach or attack and covers related costs and liability, within the policy terms.
Who we insure
- Professional offices
- Clinics
- Retailers
- Manufacturers
- Realty
- Accountants
- Agencies
Coverage for cyber liability
Breach response
Forensics, legal guidance, notification and credit monitoring after an incident.
Ransomware and extortion
Expert response and eligible costs related to extortion events.
Data restoration
Costs to restore or recreate damaged data and systems.
Business interruption
Lost income when systems are down due to a covered event.
Privacy liability
Claims from clients or regulators related to exposed information.
Social engineering
Optional coverage for fraudulent payment instructions, often with sub-limits.
FAQ
Questions I hear often
Is cyber covered by my general liability policy?
Usually not. Most general liability policies exclude data and cyber events.
What do insurers ask about?
Controls like multi-factor authentication, backups and employee training.
Does it cover funds lost to a fake invoice?
Only if social engineering coverage is included, and limits are often lower.
Is cyber insurance worth it for small businesses?
Small businesses are frequent targets and may lack in-house IT, so response services are especially valuable.