Pollution · Sites · Contractors
Environmental liability insurance in the GTA
Most general liability policies limit or exclude pollution. Environmental coverage fills that gap for operations and sites where a spill or contamination could happen.
Who we insure
- Contractors
- Manufacturers
- Fuel distributors
- Auto repair
- Property owners
- Waste haulers
Coverage for environmental liability
Contractors pollution
Pollution arising from your work at others’ sites.
Site pollution
Contamination at locations you own or lease.
Clean-up costs
Eligible remediation costs following a covered event.
Third-party claims
Bodily injury and property damage claims from pollution.
Transportation pollution
Spills during transit of materials.
Storage tanks
Coverage for above- or below-ground tank exposures.
FAQ
Questions I hear often
Does my general liability cover pollution?
Usually only in very limited situations. A dedicated environmental policy is often needed.
Who needs environmental coverage?
Businesses that handle fuels, chemicals or waste, and contractors working near them.
Is gradual contamination covered?
Some environmental policies cover gradual events; many general policies do not.
Are pre-existing conditions covered?
Often excluded unless specifically negotiated, so site history matters.