Brokerages · Agents · Property managers
Insurance for real estate professionals in the GTA
Real estate work combines client advice, open houses and sensitive data. I help brokerages and property managers fill gaps beyond mandatory programs.
Who we insure
- Brokerages
- Sales representatives
- Property managers
- Stagers
- Inspectors
Coverage for realty
Professional liability (E&O)
Responds to claims that your advice or service caused a client financial loss.
Commercial general liability
Responds to third-party bodily injury and property damage claims arising from your operations, subject to policy terms.
Cyber liability
Helps with breach response, data restoration and liability if customer information is exposed.
Office property
Brokerage contents and improvements.
Non-owned auto
Liability when staff use personal vehicles for business.
Crime
Protection for funds handling and employee dishonesty.
FAQ
Questions I hear often
Does mandatory E&O cover everything?
Mandatory programs set minimums. Some brokerages choose additional coverage for gaps such as cyber or higher limits.
Do property managers need different coverage?
Yes. Managing buildings creates liability and E&O exposures distinct from sales.
Is wire fraud covered?
Only with specific social engineering or crime coverage.
What about open houses?
General liability responds to injuries at events you run, subject to terms.